/* === Reset & Base === */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    scroll-behavior: smooth;
}

:root {
    --primary: #F97316;
    --secondary: #FDBA74;
    --accent: #EC4899;
    --bg-light: #FFF7ED;
    --dark: #431407;
    --white: #ffffff;
    --gray: #f3f3f3;
}

body {
    font-family: 'Poppins', sans-serif;
    color: var(--dark);
    background-color: var(--bg-light);
    line-height: 1.6;
    overflow-x: hidden;
}

h1, h2, h3, h4 { font-weight: 600; line-height: 1.2; }
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
.container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }

/* === Animations === */
.reveal { opacity: 0; transform: translateY(40px); transition: all 0.8s ease; }
.reveal.active { opacity: 1; transform: translateY(0); }

/* === Navbar === */
header {
    position: fixed; width: 100%; top: 0; left: 0; z-index: 1000;
    background: rgba(255, 247, 237, 0.85);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid rgba(67, 20, 7, 0.1);
}
.navbar { display: flex; justify-content: space-between; align-items: center; padding: 15px 0; }
.logo { display: flex; align-items: center; gap: 10px; font-size: 1.5rem; font-weight: 700; color: var(--dark); }
.logo i { color: var(--primary); }
.nav-links { display: flex; list-style: none; gap: 25px; }
.nav-links a { font-weight: 400; transition: 0.3s; position: relative; }
.nav-links a:hover { color: var(--primary); }
.nav-links a::after { content: ''; position: absolute; bottom: -5px; left: 0; width: 0; height: 2px; background: var(--primary); transition: width 0.3s; }
.nav-links a:hover::after { width: 100%; }
.btn-primary {
    background: var(--primary); color: var(--white) !important; padding: 10px 25px;
    border-radius: 30px; font-weight: 500; transition: 0.3s; border: none; cursor: pointer;
    box-shadow: 0 4px 15px rgba(249, 115, 22, 0.3);
}
.btn-primary:hover { background: var(--accent); transform: translateY(-3px); box-shadow: 0 8px 20px rgba(236, 72, 153, 0.3); }
.mobile-menu { display: none; font-size: 1.5rem; cursor: pointer; }

/* === Hero === */
.hero {
    min-height: 100vh; display: flex; align-items: center; position: relative;
    background: linear-gradient(135deg, rgba(67, 20, 7, 0.8), rgba(249, 115, 22, 0.6)), url('https://i.pinimg.com/736x/59/bc/57/59bc57e90eee8b29c16fcf3ed1c6c829.jpg') center/cover;
    color: var(--white); text-align: center; padding-top: 80px;
}
.hero-content { max-width: 800px; margin: 0 auto; }
.hero h6 { color: var(--secondary); text-transform: uppercase; letter-spacing: 3px; margin-bottom: 15px; font-weight: 500; }
.hero h1 { font-size: 4rem; margin-bottom: 20px; }
.hero p { font-size: 1.2rem; margin-bottom: 30px; opacity: 0.9; }

/* === Sections === */
section { padding: 80px 0; }
.section-title { text-align: center; margin-bottom: 50px; }
.section-title h2 { font-size: 2.5rem; color: var(--dark); }
.section-title p { color: var(--primary); font-weight: 500; text-transform: uppercase; letter-spacing: 2px; }

/* === About === */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
.about-img { border-radius: 20px; overflow: hidden; box-shadow: 0 20px 40px rgba(67, 20, 7, 0.15); }
.about-content h2 { font-size: 2.2rem; margin-bottom: 20px; }
.vmg-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 30px; }
.vmg-card { background: var(--white); padding: 20px; border-radius: 15px; border-left: 4px solid var(--primary); box-shadow: 0 5px 15px rgba(0,0,0,0.05); }
.vmg-card h4 { color: var(--primary); margin-bottom: 10px; }

/* === Stats === */
.stats { background: var(--dark); color: var(--white); }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; text-align: center; }
.stat-item h3 { font-size: 3rem; color: var(--secondary); }
.stat-item p { font-size: 1.1rem; }

/* === Features === */
.feature-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.feature-card {
    background: var(--white); padding: 30px; border-radius: 20px; text-align: center;
    transition: 0.4s; border: 1px solid transparent;
}
.feature-card:hover { transform: translateY(-10px); border-color: var(--primary); box-shadow: 0 15px 30px rgba(249, 115, 22, 0.1); }
.feature-card i { font-size: 3rem; color: var(--accent); margin-bottom: 20px; }

/* === Process === */
.process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; position: relative; }
.process-card { position: relative; background: var(--white); padding: 30px; border-radius: 15px; text-align: center; }
.process-num { position: absolute; top: -20px; left: 50%; transform: translateX(-50%); background: var(--primary); color: white; width: 40px; height: 40px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 600; }

/* === Services === */
.services-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; }
.service-card { position: relative; border-radius: 20px; overflow: hidden; height: 300px; color: white; }
.service-card img { width: 100%; height: 100%; object-fit: cover; transition: 0.5s; }
.service-card:hover img { transform: scale(1.1); }
.service-overlay { position: absolute; inset: 0; background: linear-gradient(to top, rgba(67,20,7,0.9), transparent); padding: 30px; display: flex; flex-direction: column; justify-content: flex-end; }

/* === Finance & Insurance === */
.finance-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; background: var(--white); padding: 40px; border-radius: 20px; box-shadow: 0 10px 30px rgba(0,0,0,0.05); }

/* === Forms === */
.form-group { margin-bottom: 15px; }
.form-control { width: 100%; padding: 15px; border: 1px solid #ddd; border-radius: 10px; font-family: 'Poppins'; transition: 0.3s; }
.form-control:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px rgba(249, 115, 22, 0.2); }

/* === FAQ === */
.faq-item { background: white; margin-bottom: 15px; border-radius: 10px; box-shadow: 0 2px 10px rgba(0,0,0,0.05); overflow: hidden; }
.faq-header { padding: 20px; cursor: pointer; display: flex; justify-content: space-between; align-items: center; font-weight: 500; }
.faq-header i { transition: 0.3s; }
.faq-body { max-height: 0; overflow: hidden; transition: max-height 0.3s ease, padding 0.3s ease; padding: 0 20px; }
.faq-item.active .faq-body { max-height: 200px; padding-bottom: 20px; }
.faq-item.active .faq-header i { transform: rotate(45deg); color: var(--primary); }

/* === Reviews === */
.review-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.review-card { background: white; padding: 30px; border-radius: 15px; box-shadow: 0 5px 15px rgba(0,0,0,0.05); }
.review-card i { color: var(--accent); margin-bottom: 15px; }
.review-card p { font-style: italic; margin-bottom: 20px; }
.review-author { display: flex; align-items: center; gap: 15px; }
.review-author img { width: 50px; height: 50px; border-radius: 50%; object-fit: cover; }

/* === Contact === */
.contact-grid { display: grid; grid-template-columns: 1fr 2fr; gap: 40px; }
.contact-info-item { display: flex; align-items: center; gap: 15px; margin-bottom: 20px; }
.contact-info-item i { font-size: 1.5rem; color: var(--primary); }

/* === Footer === */
footer { background: var(--dark); color: var(--white); padding: 60px 0 20px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.5fr; gap: 40px; margin-bottom: 40px; }
.footer-col h4 { margin-bottom: 20px; color: var(--secondary); }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col a:hover { color: var(--primary); padding-left: 5px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 20px; display: flex; justify-content: space-between; align-items: center; }

/* === Responsive === */
@media (max-width: 768px) {
    .nav-links { display: none; }
    .mobile-menu { display: block; }
    .hero h1 { font-size: 2.5rem; }
    .about-grid, .finance-grid, .contact-grid { grid-template-columns: 1fr; }
    .feature-grid, .review-grid, .process-grid { grid-template-columns: 1fr; }
    .services-grid, .stats-grid { grid-template-columns: 1fr; }
    .vmg-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .footer-bottom { flex-direction: column; gap: 10px; }
}